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Why A VA Loan?
- No down payment. In most cases, eligible borrowers aren't required to have a down payment.
- No PMI. No monthly mortgage insurance premiums (PMI) to pay.
- Lower rates. VA loans have the lowest average interest rates of all loan types.
Basic VA Eligibility Guidelines
You may be eligible for a VA Home Loan if you meet one or more of the following conditions if:
You have served 90 consecutive days of active service during wartime,
You have served 181 days of active service during peacetime,
You have more than 6 years of service in the National Guard or Reserves, or
You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
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